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Creative Sources For Downpayments

You're finally ready to take the big step of purchasing your own home, but you've run into a snag....the dreaded downpayment.  Sometimes a little creativity goes a long ways.  Here are a few ideas that we've seen Buyers use successfully.

*Savings

*Sell a car, boat or other "toy" you can live without for now and replace later.

*Receive a tax-free gift from parents, grandparents or other relatives.

*Equity share with parents or friends.

*Asking the seller to help you with the financing.

*Borrow against a pension plan or life insurance policy.

*Use your business as collateral.

Published Thursday, January 25, 2007 1:49 PM by Andrea Wallace

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